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Poor Credit Mortgages
Mortgage lenders will base their lending decisions on on your credit score and look at additional criteria such as income, debts and how you manage your money.
At Kingsland James we work with lenders who can consider clients with bad credit on a case by case basis. Typically if you have a less than perfect credit score, lenders will tend to charge higher interest rates and you will need a larger deposit.
If you have a poor credit score, we suggest speaking to one of our specialist mortgage brokers who can advise what options may be available to you.